Financial

People in the United States at all income levels have experienced rebuilding their lives after a disaster. In those stressful times, having access to personal financials, insurance, medical and other records is crucial for starting the recovery process quickly and efficiently.

Gather financial and critical personal, household, and medical information. This could include:

• Government issued documents (copies of birth certificates, social security cards, passports, driver’s license, custody agreements, etc.)
• Proof of ownership documents (copies of titles, deeds, registrations, or copies of rental agreements).
• Medical & Health Information (copies of medical records, medical diagnoses, lists of current medications)
• Other important documents (copies of your will, marriage certificate, adoption paperwork, etc.)

Consider saving money in an emergency savings account that could be used in a crisis. During a disaster, ATMs and credit cards may not work. Keep some cash in small bills at home in a safe place to purchase necessary supplies, food and fuel during a disaster.

Obtain property, renters, health, and life insurance. Keep in mind not all insurance policies are the same. Be sure to review your policy to ensure the amount and types of coverage will meet your needs in a disaster. Homeowners and renters insurance do not typically cover flooding or earthquake damage. Separate policies may be required.

• Flood insurance may be purchased through the National Flood Insurance Program
• For earthquake insurance, talk to an insurance agent about the available plans

For more helpful financial preparedness tips download the Emergency Financial First Aid Kit (EFFAK) and start planning today.